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Find the right refinance loan for you
We partner with 30+ leading lenders across Australia to provide a wide range of refinance home loan options. Our platform helps you compare and customise solutions tailored to your financial goals, whether you’re looking for lower rates, better features, or more flexibility.
Compare & save with us
in just 3 easy steps
Pre-Qualify
Answer a few quick questions to check your eligibility and get personalised loan options that match your financial needs.
Compare
We compare 30+ top lenders and hundreds of refinance home loan options to help you find the best rates, features, and savings.
Get Your Loan
Our refinancing experts guide you through the process, ensuring a smooth transition to your new home loan with minimal hassle.
How you can benefit from refinancing your home loan
Refinancing can help secure a lower interest rate, leading to lower monthly mortgage payments and significant savings over the life of the loan.
Refinancing allows borrowers to switch to a loan with more features, such as offset accounts, redraw facilities, or flexible repayment options.
Homeowners can tap into their home’s equity to fund renovations, investments, or consolidate debts, providing financial flexibility.
Homeowners can opt for a shorter loan term, enabling them to pay off their mortgage faster and save on interest in the long run.
Why use Refi Home Loans?
Refinancing your home loan can be overwhelming, but at Refi Home Loans, we make it easy by giving you access to 30+ top lenders across Australia in one convenient place. Instead of spending hours researching and comparing interest rates, loan features, and fees, we do the heavy lifting for you. Our platform provides a transparent, side-by-side comparison of refinance home loan options, helping you find a solution that aligns with your financial goals, whether that’s securing a lower interest rate, reducing monthly repayments, or accessing better loan features.
At Refi Home Loans, we prioritise your needs, not the banks. Our expert team works with you to understand your situation and tailor options that fit your unique financial circumstances. With no hidden costs, unbiased recommendations, and a seamless application process, we help homeowners refinance with confidence. Whether you’re refinancing to save money, consolidate debt, or unlock home equity, we’re here to ensure you get the best deal possible—quickly and hassle-free.
Refinancing involves switching your current home loan to a new one, either with the same lender or a different one, to secure a better interest rate, improved features, or more flexible terms.
Refinancing can help you save money by securing a lower interest rate, reducing your monthly repayments, consolidating debt, or accessing home equity for renovations or investments.
While refinancing can save you money, there may be costs involved, such as discharge fees from your current lender, application or establishment fees for the new loan, and potential Lenders Mortgage Insurance (LMI) if your loan-to-value ratio (LVR) is above 80%.
If you can secure a significantly lower interest rate, reduce your repayments, or gain better loan features, refinancing may be worth considering. However, it's important to compare the costs involved to ensure the switch is beneficial.
The refinancing process usually takes 2 to 6 weeks, depending on the lender, the complexity of your application, and whether all required documents are provided promptly.
Yes, but your options may be more limited, and interest rates may be higher. Some lenders specialise in refinancing for borrowers with bad credit, but improving your credit score before applying can help you access better deals.
